Lot inventory, sales and collections system for land developers

Web platform that centralizes the full cycle of a land development: project and lot inventory, client files, reservations, purchase agreements, financed sales, payment plans, collections, late fees, account statements and electronic invoicing. All in one place, with no parallel spreadsheets.

Why land developers lose control of their portfolio

A land development manages physical inventory, clients, contracts and a credit portfolio at the same time. When each of those lives in a separate file, mismatches are a matter of time: a lot shows as available in one sheet and sold in another, client balances do not match the receipts, and nobody knows for certain how many installments are overdue today.

The underlying issue is that a land developer is also a lender. Selling a lot over 60 or 120 months means administering credit: amortization, interest, late fees, extra payments, restructuring. That does not hold up in a spreadsheet once the portfolio grows past a few dozen clients.

The usual result: overdue installments nobody collected because nobody saw them, account statements assembled by hand every time a client asks, and management unable to answer how much was collected this month per project without someone consolidating three files.

What the system does

🗺️

Lot inventory

Projects, phases, blocks and lots. Each lot with its code, area, measurements, boundaries, location and status: available, reserved, sold or deeded.

👤

Client files

General data, attached documents, lots acquired, sales and payment history, and consolidated outstanding balance. One file per client.

🤝

Reservations and sales

Reservation with amount and expiry, conversion into a sale, cash or financed handling, discount, down payment and final price. Lot status updates automatically.

📄

Agreement and contract

Purchase agreement and sales contract generated from a configurable template, with client, lot and transaction data inserted automatically. PDF output for signature.

🏦

Financing

Financed amount, term, rate, frequency and installment. The system generates the full amortization schedule when the sale is confirmed.

💵

Payments and collections

Installments, partial payments, extra payments, payment method and reference. Due dates, days overdue, late fee calculation and real-time balance.

📊

Account statements

By client, lot or project: sale, down payment, installments, payments applied, late fees, balance and upcoming due dates. PDF for sending or printing.

🧾

Electronic invoicing

Tax document issuance integrated with your electronic invoicing provider, on the trigger point your operation defines.

📈

Reports

Inventory by status, sales by period and project, outstanding portfolio, overdue installments, delinquency, payments received, balances and revenue. Exportable to Excel and PDF.

How inventory and portfolio intersect

The system is built on two chains that meet at the sale. The inventory chain runs from project to phase, block and lot. The commercial chain runs from client to reservation, agreement, sale, payment plan, installments and payments. Each sale ties a client to a lot and, when financed, generates the payment plan that feeds the portfolio and account statements. That is why balances never drift from inventory.

Who it is for

🏘️

Land developers

Projects with dozens or hundreds of lots sold on terms, with an in-house portfolio and monthly collections.

🏗️

Real estate developers

Unit sales with down payment and direct financing, purchase agreements and phased deeding.

🏢

Real estate firms with own portfolio

Companies financing the buyer directly instead of routing them to a bank.

🌾

Parcel and land sales

Rural or recreational operations with term payments and control of boundaries and measurements.

Scopes and options

Standard implementation

Inventory, clients, reservations, sales, financing, collections, account statements and reports. One amortization scheme and one late-fee rule. Four weeks.

With electronic invoicing

Adds integration with an electronic invoicing provider on one trigger point and up to two tax document types.

With automated documents

Purchase agreement and sales contract generated from a configurable template, with PDF output ready for signature.

Maintenance and evolution

Backups, updates, support, new reports and process adjustments as the operation grows.

What the standard scope excludes

To keep the project bounded, standard scope does not include georeferencing or interactive lot plotting, client self-service portals, electronic signature, commission modules, general accounting, payroll, bank reconciliation, payment gateways or bulk migrations from prior systems. In financing it covers one amortization scheme and one late-fee rule; additional scenarios and complex credit restructuring are evaluated separately. Any of these can be added and is quoted separately.

Frequently asked questions

What determines the cost of a lot control system?

Key factors are the number of projects and lots to manage, whether automatic generation of purchase agreements and contracts from templates is required, how many distinct financing schemes and late-fee rules the company handles, whether electronic invoicing is integrated and on which trigger point, and whether data must be migrated from spreadsheets or a prior system. A standard implementation ships in four weeks. We deliver a fixed quote after a scoping session, at no charge.

How long does implementation take?

Four weeks for the standard scope. Week one is analysis, validation of financial rules and inventory structure. Week two covers clients, reservations, purchase agreements, sales and contracts. Week three, financing, payment plans, collections, late fees and account statements. Week four, electronic invoicing, reports, training and go-live. The timeline assumes the client counterpart validates each delivery within 48 hours and that invoicing credentials are provided in week one.

Does it calculate installments, interest and late fees automatically?

Yes. When a financed sale is confirmed, the system generates the full amortization schedule from the financed amount, down payment, term, rate and frequency. It then applies each payment against its installment, calculates days overdue and applies the configured late-fee rule. The amortization formula and late-fee rule are documented and approved during initial analysis, since each developer uses its own.

Does it generate the purchase agreement and contract?

Yes, from a configurable template per document type. The system inserts client, lot and transaction data automatically and outputs a PDF ready to print and sign. Electronic signature and document approval workflows are not included.

Does it integrate with Ministry of Finance electronic invoicing?

Yes, through your electronic invoicing provider. During analysis the trigger point is defined and approved — whether the tax document is issued against the sale, the installment or the payment received — along with the document types to issue. Standard scope covers one trigger point and up to two document types with one provider.

How do I know which lots are available right now?

Each lot status — available, reserved, sold or deeded — updates automatically as the commercial operation advances. Nothing has to be marked by hand in any file. The inventory report shows at all times how many lots are in each status, by project and phase.

Can I see who has overdue installments without checking client by client?

Yes. The system includes outstanding portfolio, overdue installment and delinquency reports with days overdue, filterable by project and period, and exportable to Excel and PDF. That is exactly the query that forces manual consolidation of several files in a spreadsheet.

Who owns the system once finished?

The client. Once the agreed amount is paid, the source code developed for the project, the database structure and the delivered documentation become client property, except third-party components that keep their original licenses. There is no per-user license and no vendor lock-in.

Tell us about your project

A 60-minute scoping session, at no cost, to review your project structure, financing rules and current collections process. From there we deliver a proposal with fixed scope and timeline.

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